Milliman IntelliScript reports can be strong factors in life insurance underwriting decisions and, in effect, may deny an individual life insurance coverage. Understanding your rights and options is critical if you have been denied life insurance based on information in a Milliman IntelliScript report. Follow these steps if you are in this situation:
If your attempts to challenge the Milliman IntelliScript report are unsuccessful, you may need to seek the assistance of an attorney who is experienced in insurance law. An attorney can review your case, advise you of your rights, and represent you during any negotiation or legal process that may be required.
While working with the existing insurance company, consider other insurance options. Some insurance companies have less stringent underwriting requirements or are willing to give more latitude for certain medical history factors that contributed to your denial.
In the meantime, focus on overall health and wellness improvement. Healthier living, medication adherence, and regular medical visits can go a long way in positively influencing your future underwriting decisions.
For Milliman IntelliScript (https://consumerattorneys.com/article/what-to-do-when-a-milliman-intelliscript-report-leads-to-being-denied-for-life-insurance) report issues, there is a real struggle which means that it is time-consuming and frustrating. Let it not let you give up, keep proper record of all the communications that need to be made, and keep your faith while waiting for the resolution.
In conclusion, life insurance denial based on information from a Milliman IntelliScript report is a serious blow, but it is not the end of the world. Proactivity measures on reviewing, disputing, and addressing these issues raised in the report can increase your chances of getting the cover you need. You should use the support of an insurance agent and, more crucially, use legal support if needed. By being persistent and diligent, you can pull off what would seem to be an impossible task: facing up to the obstacles and securing your financial future.